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The Lowdown on Recent Credit Event Loan Options


Portfolio Loans that are Quick & Painless

Portfolio Loans fill a need for home buyers who would not qualify for more traditional loans. Home Buyers should expect a larger down payment, higher rate and fees in order to be eligible. These loans are designed to shorten the wait times from major credit events.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Portfolio Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The Portfolio Loan Process

Here’s how our home loan process works:

  • Complete our simplePortfolio Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why A Portfolio Loan

We get it, bad things happen. Portfolio loans are made to help borrowers shorten their wait time after major events (bankruptcy, foreclosure, short-sale). These programs typically have higher rates and fees, but they are a great bridge for those ready to purchase a home now.

  • 1 day out of Foreclosure, Short Sale, Deed-in-Lieu
  • 12 months from Ch 7 & 11 Bankruptcy
  • 580 Minimum Credit Score
  • Larger Down Payment Required
  • Loan Amounts to $2.5 mil

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Andrew Tepavchevich

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