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The Lowdown on Conventional Loans

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Our Conventional Loan Rates Are Low & Our Process is Quick & Painless

A Conventional loan is a mortgage loan that is done with Fannie Mae or Freddie Mac. Both programs are similar, but have slight variations to qualifying requirements, so you maybe eligible for one but not the other. Conventional loans are the most common and are typical for borrowers with strong credit scores and down payments.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with ourConventional Loan Qualifier

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

The Conventional Loan Process

Here’s how our home loan process works:

  • Complete our simpleConventional Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a Conventional Loan

Conventional Loans are the most common loan options. Typically, a Conventional Loan is the best option for those with strong credit and minimum down payment (3%).

Conventional Loan Prequalifier

  • Fixed and Adjustable Rates
  • 620 Minimum Credit Score
  • Minimum 3% Down Payment (can be gift)
  • No Appraisal Required (automated underwriting approval)
  • High-Balance Loans
  • Rate & Term and Cash-Out Refinance

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Andrew Tepavchevich

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